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The Rock Building Society Limited

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The Rock WebLoans

Welcome to The Rock's WebLoans page. If you are looking for a home mortgage in Australia, you have come to the right site. Our lending operations are focussed purely on home finance for Australians and this site has been designed to assist you through the home mortgage maze and find the right home loan for you.

All the frills at a "no frills" rate.

We don't have separate "Premium" and "Basic" home loan products. We give you a premium home loan at a very competitive rate.

What are the "frills?
Unlike many "basic" home loan providers, The Rock is a financial institution with full transactional facilities including:- 
  • Free Telephone Banking with facilities:-
    • Pay your bills with BPAY
    • Transfer between accounts at The Rock.
    • Account balances, statements and interest details.
  • Free* unlimited Internet Banking transactions with:-
    • All the above facilities and:-
    • Transfer to accounts at other financial institutions.
  • 100% offset account - make your savings work for you. The Only Account you will ever need for your savings has cashcard, chequebook and much more!
  • Free, unlimited re-draws (minimum $1,000).
  • We defer some fees usually payable on loan approval. If your loan is maintained for in excess of four (4) years, you will not have to pay (ever):-
    • Establishment fee of $ 950.
    • If your loan is under 80% of the valuation of the property offered as loan security, mortgage insurance (if in excess of 80%, this is payable on loan approval).

* No Rock transaction fees - does not include phone call (local call cost) or Internet phone call/connection costs to your ISP.

Have a good look around. Taking out a mortgage is a major decision and you don't want to rush. That's why we encourage you to take a good look through our site to help ensure you get the best loan for you. 
If you know what you want, you can complete the simple on-line application form.
If you need more help, you can talk our friendly loans staff by calling 1800 806 645.
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